Thinking of taking the freelance plunge? Read this…

BALANCING ACT

Going freelance isn’t an instant answer for a more chilled-out life. Yes, no one is timing your lunch break. But similarly, a salary will not magically appear each month without you putting in the effort to find and deliver work. Since I went freelance almost a decade ago, I have worked harder, given up more weekends and pulled more late nights than I ever did when working for a national newspaper.

The flexibility of freelancing has worked for me, especially since starting a family, but I have had to re-educate myself in how to switch off. I’ve written copy whilst on holiday and accepted last-minute commissions many, many times. You have to work out your own work/life parameters and learn what you are comfortable with.

ACCEPT THE ADMIN

It might not sound fun or creative but before you do anything you need to work out your overheads, register as self-employed with HMRC and be prepared to do a tax return every year. Ignoring tax will not serve you well in the long run so it’s best to read up and work out what your allowable expenses are.

Similarly, it might seem dull but without an employer chipping into a pension pot you need to work out your retirement finance plans for yourself.

FIND YOUR NETWORK

Initially, I struggled with catastrophising if things went wrong, or alternatively had no-one to celebrate with if I landed a great interview or got glowing feedback. I have a couple of friends who are in a similar position and we make time to talk about work. There’s great support available on social media too, you just need to find your tribe.

Follow Jo on Instagram or find out more on her website.

Photos of Jo taken by Lee Gibbins Photography.